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Every tax season has its own quirks. No matter the year, it’s important to understand what might impact your taxes and stay on top of the situation. Tax season 2013 is underway, and it’s important that you realize that there have been some changes and delays to tax filing. On top of that, if you …
For many, investing seems like a hopelessly complex way to make money. However, the truth is that investing doesn’t have to be complex. If you are interested in getting started with investing this year, there are a few steps to take to get you on the right track: 1. Open an Account at a Discount …
One of the questions that many savers face when deciding what type of account to open is that of Roth vs. Traditional. When trying to decide which type of retirement account is right for you, you need to consider your current situation, as well as try to realistically project what your situation will be like …
As a new year gets underway, there are a lot of New Year resolutions being made. Whether you want to pay down debt or boost your retirement account contributions, now is a time that many look forward to what they can accomplish in a shiny new year. While you are preparing all sorts of lofty …
As we approach a brand new year, you have the chance to renew your commitment to pay down debt. By the time December (with its holiday spending) rolls around, it’s common for the debt repayment plan to kind of fall to the wayside. Now, though, you can re-commit, and create a plan to boost your …
Our culture is increasingly becoming aware of the importance of credit, and of maintaining a good credit history. However, some still do not check their credit reports. They think that it is pointless, unless they actually plan to borrow a large sum of money. Your credit history is about more than just trying to get …
One of the reasons that investors sometimes choose the “big guys” when it comes to investing is because of the wide range of investment products and research tools. Fidelity, a company that has long been known as a financial services provider, and has a long history offering funds, is one that many investors find attractive. …
One of the best things you can do for your finances is remember the cost of credit cards. It’s important to understand that some credit cards cost quite a lot — especially if you carry a balance. Knowing what you will pay for your credit is a big part of understanding your financial decisions and …
One of the assumptions many of us have is that anyone can open up a checking account, and enjoy the benefits of free checking. While it is true that most consumers can open a checking account, whether or not you end up with free checking is something that is decided according to your consumer profile, …
One of the difficulties that many savers face right now is that of a low interest rate environment. Interest rates are quite low right now, and they are likely to remain relatively low for quite some time. As a result, even CDs aren’t paying the same type of rates you could expect before the Fed …
There are a number of online brokers out there, offering you the ability to invest on your own, and make money in the stock market. One of your choices is Firstrade, a company that has an easy-to-use web site, and a number of impressive mutual funds to select, this looks like a solid option at …
While attending college, it can be hard to think much beyond going to class and getting good grades. You’re probably aware that you will need a job when you get out of college, but that whole thing seems a long way off. Besides, that’s what the degree is for, right? To get you the job. …
With Hurricane Sandy causing concern, many are wondering what the latest natural disaster could mean for their taxes. When you suffer a loss due to a disaster, there is a good chance that you will be able to take a tax deduction for it. You need to fill out the right paperwork, of course, and …
The IRS recently released its new IRA contribution limits for 2013, and the news is good: For the first time since 2008, the IRS is boosting the contribution limits. This is good news for those looking to increase their tax-advantaged retirement contributions. The news is especially good for those who contribute to Roth IRAs, since …
If you are looking for a low cost investing brokerage that allows you to trade options and futures for a relatively low price, TradeMONSTER might be a good fit. The brokerage offers solid educational resources for the beginning trader, as well as plenty of advanced resources and opportunities for the old hand. Opening a TradeMONSTER Account …
Now that the year is drawing to a close, it’s time to consider your health plan, and decide what steps you can take to choose a health insurance plan that works for you. It’s open enrollment time; the only time you can make changes to your health care plan. Every time open enrollment comes around, …
One of the most stressful financial situations that many of us face is that of debt. Debt can be a very stressful situation, and it can strain your relationships and even impact your health. If you want to improve your life, as well as improve your finances, you need to consider how you can pay …
One of the realities of your financial life is that a mistake on your credit report can negatively impact your credit score. If an inaccurate item on your credit report is dragging on your credit score, it can make it more difficult to qualify for the loan you want. And, even if you do qualify …