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When you have poor credit, it becomes important to fix the situation. Poor credit results in higher interest rates, as well as other costs. Additionally, your credit situation can have an impact on your insurance rates, approval for services, and even your ability to gain employment. While there are various ways to improve your credit, …
Chances are that you have heard about balance transfers. You can move your balance from one credit card to another. But what’s the big deal? Why would someone choose to move their credit card balance? A credit card balance transfer is a big deal because it can save you a lot of money in interest …
You can’t seem to avoid the Etrade Baby. Indeed, the cute baby has become the symbol of Etrade, and the amusing commercials illicit chuckles from nearly everyone. But is Etrade the online brokerage for you? If you are looking for a place to park your retirement account, and do a little buy and hold investing, …
For many, paper checks are relics from an age of money gone by. Checking accounts came to be because they were made expressly for the purpose of being able to write checks. And, of course, writing checks was more convenient than carrying around cash. However, times have moved on, and many of us feel that …
As social media becomes more popular — and more searchable online — many companies actually do a quick search while researching top applicants. On top of that, many companies actually take social media into consideration when recruiting new hires. If your career strategy calls for a new job at some point, or if you want …
Now that tax season is over, it’s time to get a jump on next year’s taxes. One of the reasons that tax season is so stressful is that many people end up leaving their documents organized all year. Additionally, many don’t keep up with what deductions and credits they are eligible for. Then, at the …
When you are running a business, you want to make sure you are properly covered with the right insurance. While you probably know that you need to make sure that you have worker’s compensation coverage, as well as property insurance, and you want to make sure that your company cars are properly insured, you might …
One of the newer brokerages receiving a great deal of notice right now is Betterment. It is relatively new; it created quite a stir at Finnovate 2010 by winning “Best of Show”. Since then, financial bloggers and other have been writing about the service, and many have tried it out. The thing that sets them …
One of the essentials for a solid financial situation is the emergency fund. You want to be able to draw on saved money in the event that a difficult and unexpected situation arises. Even though you know that you need to budget money for your emergency fund each month, it can be difficult for some …
One of the best retirement planning tools out there is the Roth IRA. However, there are people who don’t know about the Roth IRA. That’s actually too bad for them. The Roth IRA is a great tool for many who are looking for a way to increase their nest eggs, while reaping specific tax benefits. …
The following is a guest post by Neal Frankle, CFP. He is also the owner of Wealth Pilgrim. He recently published an in depth Prosper review. I believe in life insurance. Without it, I never would have been able to go to college. I might have even ended up homeless. And I’ve seen what happens to …
If you haven’t started preparing your taxes, it’s time to get cracking. After all, Tax Day is less than a month away, on April 17, 2012. Whether you are preparing your own taxes, or whether you are getting help from an accountant, it can help to be organized. Make sure you have everything you need …
In this guest post from JoeTaxpayer.com, Joe is sharing how he maximizes the rewards of a specific credit card he uses in a creative way. A few months back I came across a credit card offer that was above and beyond any deal I had seen before. First, a disclaimer. I believe that credit and …
One of the most well-known online brokers in the United States is Scottrade®. This brokerage firm offers you the opportunity to trade stocks, bonds, mutual funds, ETFs, and options fairly quickly and easily. It has an array of free tools for the do-it-yourself investor, and also provides you with a low-cost trading experience. On top …
Not too long ago, consumers were up in arms about the bank fees charged by Bank of America. Indeed, some major banks toyed with the idea of adding a debit card fee. With consumers fresh off the anger of taxpayer-funded bailouts of major banks, additional fees didn’t go over too well. However, banks continue to …
Are you tired of not knowing where your hard earned money is disappearing too each month? Does all of your money just seem to disappear by the end of the month? Are you left with bills that you need to scramble to find money to pay them? Are you in debt up to your eyeballs …
Life insurance is one of those insurance policies that you should have. Life insurance protects your family against financial difficulties should you pass on. If you want your family to be cared for after you are gone, a life insurance policy is a must. However, like all insurance policies, there are costs involved. You have …
One of the common pieces of advice given to those who want to build their credit history is to get a credit card. This is because credit cards are well-known for being a fast way to build a credit history. But why are credit cards so influential when it comes to your credit history? There …