Credit Cards

25 May,2016

Credit cards are often portrayed as tools of evil. While you can certainly get in over your head with a credit card, the reality is that with the right approach, a rewards credit card can help your finances. The right credit card rewards program can provide you with extra cash, free travel, and other perks. […]

2 September,2015

If your credit card issuer has sent you a new card recently, you might have noticed an addition: a little computer chip on the front surface. This computer chip is called an EMV chip, and it represents a technical standard being widely adopted in the wake of data breaches and the growth of fraudulent purchases. […]

12 January,2015

We’ve all received those credit card applications in the mail. The marketing packet tells you that you’re “prequalified” for a credit card offer. It seems like the perfect setup. You want a new card — maybe it has a better interest rate, or a better rewards program — so you apply. You figure you’re a […]

27 October,2014

It’s probably happened to you at some point: A bill falls through the cracks. I know it’s happened to me — and more than once. Occasionally I’ll get busy and forget about a bill, or I’ll just be behind, and put off my regular financial tasks, and a bill or two will be late as […]

11 August,2014

I almost never use a debit card anymore. I love using my credit cards because they offer me a number of advantages over debit cards. Of course, if you decide to use credit cards instead of debit cards, you do need to be careful; you don’t want to end up in debt. If you have […]

12 May,2014

Now that economy is picking up a bit and consumers are a little more comfortable with credit again, many credit card issuers are stepping up their signing bonus offers. Forget about getting a signing bonus worth $50. Some credit card issuers offer bonuses worth up to $250 or more. Credit card issuers are ready to […]

3 March,2014

One of the ways that you can rebuild your credit is with a secured credit card. Using a secured credit card can help you establish a better financial reputation if you have made a few mistakes, or even if you don’t have enough of a credit history for an unsecured credit card. However, secured credit […]

16 December,2013

One of the ways that you can protect your sensitive financial information online is to use a virtual credit card number. This type of transaction allows you to avoid sharing your real credit card account number online, and can be useful if you are concerned about credit card fraud. However, even when you use a […]

30 September,2013

Do you wish you had a lower interest rate on your credit card? What if you don’t want to pay an annual fee? Just because the credit card issuer says that something is part of the terms doesn’t mean that it has to be for you. A couple of years ago, I was able to […]

29 July,2013

One of the best ways to improve your finances is to add in the use of rewards credit cards. The right rewards credit cards can help you earn free travel and even cash back. As long as you are careful to incorporate your credit card use into your regular spending, and as long as you […]