CD Rates

CD Rates and other certificate of deposit valuable information that you have to consider before you choose the right CDs to invest in whether you are looking for the highest cd rates or looking for quality information about CDs.

18 May,2015

It’s been a rough several years for savers. Thanks to efforts to stimulate the economy and keep the money flowing through the system, interest rates have been low, and that means lower yields on cash products, like savings accounts and CDs. There are hopes that there is a light at the end of the tunnel, […]

29 December,2014

For the last several years, the Federal Reserve has kept its Fed Funds Rate low. However, things might be changing in 2015. There is talk that the Fed is finally ready to think about hiking rates. A couple of years ago, there was a great deal of excitement about the taper of the asset purchase program, […]

13 October,2014

One of the realities we’ve been facing for several years now is the fact that interest yields on many savings products are quite low. Interest rates were cut in the name of economic stimulus, with the idea being that lower interest rates would encourage more people to borrow money. While the Federal Reserve is starting […]

28 July,2014

Even though the financial crisis was several years ago, many people still remember the impact it had on the economy, and on personal finances. Not only do people remember the fear felt during that time, but with the slow growth of the economy, many people still feel as though they are living in a recession […]

5 May,2014

Many consumers like the idea of using CDs for their assets. Cash is seen as fairly safe, and if you make sure your money meets the requirements for FDIC insurance, you don’t have to worry about losing your money if the bank fails. However, before you decide to put your money in CDs, here are […]

17 February,2014

We hear a lot about high-yield CDs, and trying to beat inflation in our current interest-rate climate. One of the difficulties associated with high-yield CDs is that they aren’t exactly “high-yield” in the way they were prior to the financial crisis and recession. In fact, many of us who had CDs paying in excess of […]

2 December,2013

When putting together a retirement portfolio, it’s a good idea to include different types of assets for diversity and to reduce the risk associated with your portfolio. One of the worst things you can do for your financial future is to put all of your eggs in one basket. Without the right asset allocation for […]

23 September,2013

In times of economic and stock market turmoil, many investors look for ways to increase the safety of their investments. Looking for investments that are likely to provide safety, rather than high returns, become the priority when people are worried about what’s coming in the economy. Cash becomes preferred during times like this. As a […]

15 July,2013

There has been a lot of speculation surrounding the Federal Reserve and its policies recently. A couple of weeks ago, Ben Bernanke seemed to indicate that the Federal Reserve is almost ready to begin tapering its asset purchases, thereby reducing economic stimulus. As a result, long-term interest rates — particularly mortgage rates — spiked. The […]

24 April,2013

For those looking for yield, CDs don’t often come to mind. While your money is usually safe in CDs, you won’t earn a high yield. One way to earn a higher yield, though, is to consider a market-linked CD. What is a Market-Linked CD? A market-linked CD is pretty much what it sounds like: The […]