If you struggle to understand the difference between term and whole life insurance, this article is for you. As an agent of 14+ years, I know sometimes even I fail to understand the nuances. So then how do you, the consumer, expect to understand and make a good decision about life insurance for you and […]
Insurance
With over 850 life insurance companies selling life insurance policies, many consumers find it challenging to find the best companies for their particular needs. One of the most common approaches many consumers take is to run a Google search to find the top companies. They might employ search terms using something like “Top 10 Life […]
I’m sure you can agree with me that searching for a life insurance can be time-consuming and seem pointless. But hear me out: What if I told you that you can find lost life insurance faster than ever now and that there are even several companies that assist you with finding these policies. Today I […]
It can be hard sometimes to feel good about paying insurance premiums. After all, it can feel like you’re throwing money away, especially if you don’t make any claims. The reality, though, is that insurance is about risk management. While you might not like making the premium payments, the truth is that you might be […]
Now that the year is almost over, it’s a good time to look back on your finances and see how you’ve done. Understanding where you’re at, and where you want to go next, can help you make better decisions about the future. As you close out this year and prepare for another year, here’s how […]
In August 2014, my husband got his first “real” full-time job as a professor. He worked as an adjunct professor for a few years, without receiving benefits. Our health insurance was paid for through my business. We bought our insurance on the open market, utilizing resources available to individuals and to the self-employed. We didn’t […]
For many people, it’s open enrollment time for health insurance. This is a time when you review your health plan, and decide whether or not you need to make changes. My husband’s plan is up for review right now (this is the first time we’ve gone through open enrollment with an employer; it’s exciting), and […]
After seven years of being a homeowner, I’m back to being a renter. I’ve sold my house, moved across the country, and now live in an apartment (although I can’t complain; the apartment isn’t that much smaller than my house was). One of the first orders of business in my new life as a renter […]
One of the ways to protect your assets without breaking the bank is to purchase insurance. Insurance policies are designed so that you pay a smaller amount each month in exchange for a larger payout down the road if you need it. The premiums can be frustrating — especially if you go years without the […]
One of the biggest controversies in recent years is the implementation of the Affordable Care Act, which is commonly referred to as Obamacare. The ACA requires that everyone — with a few exceptions — get insurance coverage. Those who have Medicaid or Medicare coverage, or who are covered already through other plans, don’t need to […]