Miranda Marquit M.A. in Journalism is a well known financial blogger. Miranda's articles were featured or quoted by several mainstream media. She also has her own blog Planting Money Seeds where she covers topics from freelancing through home business to finances.

5 January,2015

I’ve been trying to phase out my checkbook. I don’t often use cash or check because there are so many other ways to pay that are so much more convenient. However, since moving to Pennsylvania, my checkbook has been making something of a comeback. I was surprised, upon moving here, at some of the changes […]

29 December,2014

For the last several years, the Federal Reserve has kept its Fed Funds Rate low. However, things might be changing in 2015. There is talk that the Fed is finally ready to think about hiking rates. A couple of years ago, there was a great deal of excitement about the taper of the asset purchase program, […]

22 December,2014

Do you feel stuck in a career rut? It’s easy to feel as though you are just marking time in a job. If you want to get out of that career rut, you need a plan to take things to the next level. If you are ready to take your career to the next level […]

15 December,2014

Most of us are deep into holiday planning right now, and have no desire to think about taxes. However, before the year comes to an end, it makes sense to take your taxes for a test drive. You should take the time to determine whether or not you are likely to owe money. If you […]

8 December,2014

This year’s holiday season is in full swing, and you might be wondering what you can do to reduce the amount that you spend on gifts. As your extended family grows, and as you end up with other obligations, it might be difficult to feel as though you can afford to spend a great deal […]

1 December,2014

One of the financial and life milestones we are expected to prepare for is retirement. While not everyone wants a “traditional” retirement that involves sitting around doing nothing and living off a nest egg, chances are that you will need to find some way of creating revenue to support yourself. It makes sense to plan […]

24 November,2014

Investing is one of the best ways to build wealth over time. It’s one of the few ways that you can put your money to work for you in a way that allows you to take advantage of compound interest to the degree that it overcomes inflation. On top of that, if you start early […]

17 November,2014

For many people, it’s open enrollment time for health insurance. This is a time when you review your health plan, and decide whether or not you need to make changes. My husband’s plan is up for review right now (this is the first time we’ve gone through open enrollment with an employer; it’s exciting), and […]

10 November,2014

When it comes to paying down debt, we often focus on how much we can save in interest. However, we often forget that there are some types of debt that actually come with tax advantages. While it’s not exactly a dollar-for-dollar benefit, the reality is that the financial impact of interest can be reduced when […]

3 November,2014

FICO 9 is on the way, and this could be a positive thing for your credit — at least if you have medical debt. Right now, the way medical debt is weighted in the scoring system, it could have a big impact on how financial services providers view you. But that could be changing as […]