When looking for the best IRA rates and performance, many investors have been considering target date retirement funds. Before you decide that a target date fund is a good way to set it and forget it when it comes to your retirement, it’s a good idea to stop and consider the pros and cons of […]
One of the questions I am most often asked is where someone should start when it comes to investing. For many would-be investors, the whole situation seems daunting. How do you get started? And how do you know which investments to pick? The good news is that getting started is relatively simple; for the most […]
One of the problems with staying debt free once you have made solid progress is that it can be tempting to slip back into your old ways. In reality, debt is more of a symptom than a problem. The real problem might actually be how you manage money. Debt as a Symptom of the Problem […]
When it comes to your credit, one of the best things you can do is check your report for errors, and then fix mistakes. Getting rid of some of your credit report errors can provide you with a way to increase your credit score. But what are some of these errors? And why do they […]
There’s no doubt that credit cards make certain purchases much easier to complete — especially with the rise in online shopping. However, there are concerns about the security involved with credit cards. What if someone gets access to your credit card number and makes fraudulent purchases? The impact from such a situation can be large, […]
One of the ways that you can improve your financial situation is with the help of interest checking. There are checking accounts that pay interest on your balance, and these can provide you with a little extra money in your pocket. Plus, it’s a great way to earn interest while maintaining the liquidity that comes […]
One of the ways that many consumers attempt to earn higher yields on their cash is with the help of certificates of deposit (CDs). Often CDs come with better rates than many savings accounts, and the money, provided you choose an institution that is insured by the FDIC (banks) or the NCUA (credit unions), is […]
It’s never too early to begin thinking about your future career prospects. In fact, you should think about your career strategy now, and begin working toward improving your career prospects. Even if you feel as though you are in your dream job right now, it makes sense prepare for the possibility that you could be laid […]
Every tax season has its own quirks. No matter the year, it’s important to understand what might impact your taxes and stay on top of the situation. Tax season 2013 is underway, and it’s important that you realize that there have been some changes and delays to tax filing. On top of that, if you […]
For many, investing seems like a hopelessly complex way to make money. However, the truth is that investing doesn’t have to be complex. If you are interested in getting started with investing this year, there are a few steps to take to get you on the right track: 1. Open an Account at a Discount […]










