They say you shouldn’t sweat the small stuff, and I’m inclined to believe them. Unfortunately, a lot of the focus on saving money goes toward the small stuff. While I don’t have anything against pinching pennies, I definitely think that there are other ways to go about saving more money. One of those ways is […]
Miranda Marquit M.A. in Journalism is a well known financial blogger. Miranda's articles were featured or quoted by several mainstream media. She also has her own blog Planting Money Seeds where she covers topics from freelancing through home business to finances.
11 November,2013
4 November,2013
Since the law changed a few years ago, many people have been interested in rolling their Traditional IRAs into Roth IRAs. Anyone, no matter their income, can convert a Traditional IRA to a Roth, and that has many scrambling to take advantage of what the Roth IRA has to offer. Many are aware that when […]
28 October,2013
Many would-be investors are scared of the prospect of investing. They are concerned about how to get started, whether or not they have enough money to invest, and they worry about the complexity of investing. In fact, many people don’t ever start investing because they become paralyzed by fear and information overload. The good news […]
21 October,2013
One of my favorite things to do is travel. One of the realities of travel, however, is that it can be uncertain. There are a number of things that can interrupt your trip. Whether it’s an illness, the death of a loved one, a car accident or bad weather at your destination, you never know […]
14 October,2013
One of the questions that many consumers ask as they wrestle with the realities of debt repayment is which debt to tackle first. There are different schools of thought, with some insisting that you start with the debt that has the lowest balance, and others insisting that you rank your debts in order of highest […]
7 October,2013
By now, there are few consumers who don’t realize how important good credit is. Most people know that they need to have good credit. What’s in a credit report can influence money-related decisions from whether or not you get a loan to whether or not you are hired for a job. Your credit is so […]
30 September,2013
Do you wish you had a lower interest rate on your credit card? What if you don’t want to pay an annual fee? Just because the credit card issuer says that something is part of the terms doesn’t mean that it has to be for you. A couple of years ago, I was able to […]
23 September,2013
In times of economic and stock market turmoil, many investors look for ways to increase the safety of their investments. Looking for investments that are likely to provide safety, rather than high returns, become the priority when people are worried about what’s coming in the economy. Cash becomes preferred during times like this. As a […]
16 September,2013
Recently, it seems as though banks are trying their best to squeeze as much money as they can out of consumers. Fees continue to head higher, and account minimums are imposed. In fact, we’ve heard a lot about the demise of the free checking account, and how consumers are a little unhappy about the current […]
9 September,2013
Often, when we think about saving, we think about our long term goals. We know that we are supposed to be setting money aside for retirement, and even for emergencies. However, many consumers don’t realize that they can save for short term goals as well. Just like any other savings goal requires planning, short term […]