One of the things I hear a lot is, “But I don’t have enough money to start investing”. Even after the Internet revolution has democratized investing to the point where almost anyone can start investing online, the myth that you need to have a large chunk of capital to start investing persists. The reality is […]
Miranda Marquit M.A. in Journalism is a well known financial blogger. Miranda's articles were featured or quoted by several mainstream media. She also has her own blog Planting Money Seeds where she covers topics from freelancing through home business to finances.
26 August,2013
19 August,2013
Starting in 2014, the individual mandate provision of the Patient Protection and Affordable Care Act (PPACA), known as “Obamacare”, goes into effect. If you don’t have insurance coverage right now, you might be required to get it — or pay a fine. What is the Individual Mandate? Under the PPACA, the individual mandate requires that […]
12 August,2013
You’ve probably heard commercials on the radio, or seen ads on the Internet: You can get rid of your debt, paying just pennies on the dollar for what you owe. These types of offers are typically the result of debt settlement efforts. In some cases, the promises are true; there are some companies that can […]
5 August,2013
One of the most financially devastating actions you can take is to declare bankruptcy. Your bankruptcy filing is reported under the credit payment history portion of your credit report. That is the factor that weighs most heavily in the calculation of your score. As a result of this reality, a bankruptcy can result in a […]
29 July,2013
One of the best ways to improve your finances is to add in the use of rewards credit cards. The right rewards credit cards can help you earn free travel and even cash back. As long as you are careful to incorporate your credit card use into your regular spending, and as long as you […]
22 July,2013
In the current low-rate environment, many consumers are looking for ways to improve the yield they receive from their deposit accounts. In some cases, opening a money market account can be an attractive option. Some money market accounts have better yields than “regular” bank accounts, and this makes them attractive. But before you open a […]
15 July,2013
There has been a lot of speculation surrounding the Federal Reserve and its policies recently. A couple of weeks ago, Ben Bernanke seemed to indicate that the Federal Reserve is almost ready to begin tapering its asset purchases, thereby reducing economic stimulus. As a result, long-term interest rates — particularly mortgage rates — spiked. The […]
2 July,2013
During the summer between my junior year and senior year of college, I participated in an internship. As a Communications major, I was expected to complete an internship for college credit — and for experience. While I didn’t receive pay (and I even had to pay for the summer credits), the experience still proved useful. […]
25 June,2013
You can’t escape taxes. Even if you aren’t paying income tax, you still pay taxes somewhere. When you are aware of the taxes you are paying, you can take steps to minimize your tax liability. There are some taxes you can never avoid, but with some careful thought and planning, it is possible to reduce […]
19 June,2013
One of the most important things you can do for your financial future is to set money aside for retirement. Your retirement fund can provide you with peace of mind and financial stability in your later years. It’s easy to forget about the future when you’re worried about the present. But you really need to […]