Not too long ago, an acquaintance came to me, wondering how he could set aside money for a short period of time and still potentially earn a decent return. He mused about the idea of using a Roth IRA for the money, since it’s possible to withdraw your contributions anytime without penalty. I also spoke […]
Miranda Marquit M.A. in Journalism is a well known financial blogger. Miranda's articles were featured or quoted by several mainstream media. She also has her own blog Planting Money Seeds where she covers topics from freelancing through home business to finances.
20 January,2014
13 January,2014
Investing is an important part of building wealth for the future. It’s one of the best ways to consistency grow your retirement funds or find other ways to reach financial freedom. However, it’s sometimes tricky to make the right decisions with your investments. One of the most important things you should understand when it comes […]
6 January,2014
Now that a new year is underway, it makes sense to review your finances and determine what you can do to improve your situation. One of the things you can do is look at your auto insurance coverage to determine whether or not you have the right amount of coverage. How Much Coverage Do You […]
30 December,2013
In some circles, there is the idea that all debt is bad, and that it should all be paid off as soon as possible. For some time, I felt that way, too. (There’s nothing wrong with feeling that way, either. You manage your money in a way that works for you.) However, I started differentiating […]
23 December,2013
One of the things that you need to realize is that your credit report is a way for others to judge your level of financial responsibility. So, who’s looking at your credit report? You might be surprised. Lenders The most obvious group of people who are likely to check your credit is lenders. It’s fairly […]
16 December,2013
One of the ways that you can protect your sensitive financial information online is to use a virtual credit card number. This type of transaction allows you to avoid sharing your real credit card account number online, and can be useful if you are concerned about credit card fraud. However, even when you use a […]
9 December,2013
One of the biggest financial challenges my family faces is our variable income. The nature of my freelance work means that our income varies a bit from month to month, and my husband is an adjunct professor, so his income changes every semester. Because of the varying income — and the fact that we don’t […]
2 December,2013
When putting together a retirement portfolio, it’s a good idea to include different types of assets for diversity and to reduce the risk associated with your portfolio. One of the worst things you can do for your financial future is to put all of your eggs in one basket. Without the right asset allocation for […]
25 November,2013
We live in a world that is connected online. In many cases, your resume will first vetted by a computer program. If someone decides to run a quick online search involving you, he or she will see your social media profiles. This means that, if you want to survive an electronic job search, you need […]
18 November,2013
When you start building wealth, it makes sense to pay more attention to your tax situation, and what your tax situation is likely to be like in a few years. This is about more than just trying to figure out how to reduce your tax liability for the next year, or even figuring out how […]