There are those who do well investing with large amounts of money when they see what they think will be a good deal. However, for most of us, that isn’t the best approach. Most of us have smaller amounts of money to start, and we can’t afford to lose out on an investment that requires […]
One of the biggest controversies in recent years is the implementation of the Affordable Care Act, which is commonly referred to as Obamacare. The ACA requires that everyone — with a few exceptions — get insurance coverage. Those who have Medicaid or Medicare coverage, or who are covered already through other plans, don’t need to […]
As counter-intuitive as it might seem, your credit card issuers might actually be able to help you pay off your debt faster. One of the tools you can use as you create a debt reduction plan is your credit card statement. Each month, your credit card issuer provides you with helpful insight into how you […]
Keeping up with your credit report is an important part of making sure that your finances are in proper order. However, the cost of looking at your credit report all the time can start to add up. The good news is that you can access some of the information in your credit report for free. […]
One of the ways that you can rebuild your credit is with a secured credit card. Using a secured credit card can help you establish a better financial reputation if you have made a few mistakes, or even if you don’t have enough of a credit history for an unsecured credit card. However, secured credit […]
My son is 11 years old, and he’s had a savings account since he was five or so. As he grows, though, I’ve started thinking about the fact that he should probably have a checking account fairly soon. I was 12 or 13 when my mom opened a joint checking account with me, and the […]
We hear a lot about high-yield CDs, and trying to beat inflation in our current interest-rate climate. One of the difficulties associated with high-yield CDs is that they aren’t exactly “high-yield” in the way they were prior to the financial crisis and recession. In fact, many of us who had CDs paying in excess of […]
When it comes to your career, one of the best ways to improve your prospects is through networking. The things you do now can improve your career for years to come. Networking is one of those career-making moves that should be a part of your career strategy — no matter what stage you think you’re […]
Starting this year, there is a new home office tax deduction rule that can be applied. This is a new tax deduction rule that some home business owners might find easier to use than keeping track of everything that has to do with your home office. What is the New Rule? Basically, the new office […]
One of the best things you can do for your savings plan is to automate it. Too often, we view savings contributions as “optional” in our finances. We spend on everything else, and if there is something “left over”, we decide to go ahead and put money in the savings account. Unfortunately, this strategy of […]
