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Investors who are a little more experienced with DIY investments, and who are interested in options, can get a great deal by using OptionsHouse. OptionsHouse specializes in options, and offers access to discounted stock trading as well. Fees If you are looking for low, low prices on your investing, OptionsHouse is a great choice. First …
The last year is over and we’re well into tax season. However, if you’re still looking for a few deductions, it’s possible for you to benefit from some really last minute tax breaks. You can still make previous year contributions to your IRA and/or HSA. Contribute for the Previous Year Until April 15 You have until April 15 …
When looking for the best IRA rates and performance, many investors have been considering target date retirement funds. Before you decide that a target date fund is a good way to set it and forget it when it comes to your retirement, it’s a good idea to stop and consider the pros and cons of …
One of the questions I am most often asked is where someone should start when it comes to investing. For many would-be investors, the whole situation seems daunting. How do you get started? And how do you know which investments to pick? The good news is that getting started is relatively simple; for the most …
One of the problems with staying debt free once you have made solid progress is that it can be tempting to slip back into your old ways. In reality, debt is more of a symptom than a problem. The real problem might actually be how you manage money. Debt as a Symptom of the Problem …
When it comes to your credit, one of the best things you can do is check your report for errors, and then fix mistakes. Getting rid of some of your credit report errors can provide you with a way to increase your credit score. But what are some of these errors? And why do they …
There’s no doubt that credit cards make certain purchases much easier to complete — especially with the rise in online shopping. However, there are concerns about the security involved with credit cards. What if someone gets access to your credit card number and makes fraudulent purchases? The impact from such a situation can be large, …
One of the ways that you can improve your financial situation is with the help of interest checking. There are checking accounts that pay interest on your balance, and these can provide you with a little extra money in your pocket. Plus, it’s a great way to earn interest while maintaining the liquidity that comes …
One of the ways that many consumers attempt to earn higher yields on their cash is with the help of certificates of deposit (CDs). Often CDs come with better rates than many savings accounts, and the money, provided you choose an institution that is insured by the FDIC (banks) or the NCUA (credit unions), is …
It’s never too early to begin thinking about your future career prospects. In fact, you should think about your career strategy now, and begin working toward improving your career prospects. Even if you feel as though you are in your dream job right now, it makes sense prepare for the possibility that you could be laid …
Every tax season has its own quirks. No matter the year, it’s important to understand what might impact your taxes and stay on top of the situation. Tax season 2013 is underway, and it’s important that you realize that there have been some changes and delays to tax filing. On top of that, if you …
For many, investing seems like a hopelessly complex way to make money. However, the truth is that investing doesn’t have to be complex. If you are interested in getting started with investing this year, there are a few steps to take to get you on the right track: 1. Open an Account at a Discount …
One of the questions that many savers face when deciding what type of account to open is that of Roth vs. Traditional. When trying to decide which type of retirement account is right for you, you need to consider your current situation, as well as try to realistically project what your situation will be like …
As a new year gets underway, there are a lot of New Year resolutions being made. Whether you want to pay down debt or boost your retirement account contributions, now is a time that many look forward to what they can accomplish in a shiny new year. While you are preparing all sorts of lofty …
As we approach a brand new year, you have the chance to renew your commitment to pay down debt. By the time December (with its holiday spending) rolls around, it’s common for the debt repayment plan to kind of fall to the wayside. Now, though, you can re-commit, and create a plan to boost your …
Our culture is increasingly becoming aware of the importance of credit, and of maintaining a good credit history. However, some still do not check their credit reports. They think that it is pointless, unless they actually plan to borrow a large sum of money. Your credit history is about more than just trying to get …
One of the reasons that investors sometimes choose the “big guys” when it comes to investing is because of the wide range of investment products and research tools. Fidelity, a company that has long been known as a financial services provider, and has a long history offering funds, is one that many investors find attractive. …
One of the best things you can do for your finances is remember the cost of credit cards. It’s important to understand that some credit cards cost quite a lot — especially if you carry a balance. Knowing what you will pay for your credit is a big part of understanding your financial decisions and …