One of the basic tenets of personal finance is that it’s vital that you pay off your debt. In general, debt is viewed negatively. However, there might be times when debt can be a good thing — or at least a Not So Bad thing. If you’re going to use debt to further your finances, […]
Miranda Marquit M.A. in Journalism is a well known financial blogger. Miranda's articles were featured or quoted by several mainstream media. She also has her own blog Planting Money Seeds where she covers topics from freelancing through home business to finances.
9 June,2014
2 June,2014
For the last few months, it seems we’ve heard a lot about data breaches. From major retailers to vulnerabilities like Heartbleed, word that your personal information could be out there is spreading. But what does it matter? As long as you protect your bank account passwords, taking the proper precautions, you should be safe, right? […]
26 May,2014
Unfortunately, the cost of college keeps rising. While you don’t necessarily need a degree to succeed in your career, many people see still some type of higher education as the key to success later in life. If you are pinning your hopes for future success on the outcome of attending college, then there’s a good […]
19 May,2014
One of the great things about technology is that it’s possible to manage your money online without too much trouble. With so much of our money represented digitally, you can manage most of your finances from a distance, opening low-cost, free checking account online. However, before you decide to open an online account and use […]
12 May,2014
Now that economy is picking up a bit and consumers are a little more comfortable with credit again, many credit card issuers are stepping up their signing bonus offers. Forget about getting a signing bonus worth $50. Some credit card issuers offer bonuses worth up to $250 or more. Credit card issuers are ready to […]
5 May,2014
Many consumers like the idea of using CDs for their assets. Cash is seen as fairly safe, and if you make sure your money meets the requirements for FDIC insurance, you don’t have to worry about losing your money if the bank fails. However, before you decide to put your money in CDs, here are […]
28 April,2014
The whole point of any job search is to get a job — especially if you are unemployed or underemployed. With the current job market in the United States still slow and depressing, it makes sense to do what you can to make the most of your employment situation, and if you are offered a […]
21 April,2014
Now that another tax season has come to an end, it’s a good time to take stock of your situation, and consider what you might do to improve your situation going forward. One of the best ways to do this is to plan your quarterly tax payments. Year round tax planning can save you money, […]
14 April,2014
It seems pretty obvious: If you’re spending money, you aren’t actually saving anything. However, we hear talk, all the time, of how someone “saved money” by getting a great deal on something. Even though it seems like saving is happening in this case, the reality is that it’s actually spending. It’s just spending less. While it […]
7 April,2014
Study after study indicates that many Americans aren’t ready for retirement. Many Americans wonder if they will be able to retire comfortably, and they aren’t sure where to start when it comes to saving what they need. You don’t have to be one of those without a clue. You can figure out how much you […]