Credit Report

29 November,2011

Your credit is a very important part of your financial life. You should know what is contained in your credit report, and understand how to improve your credit score in order to ensure that you have access to the best deals out there. Keeping up with your credit is important, since a poor credit report […]

17 October,2011

For the most part, when you have poor credit, the way to rebuild it is to make use of a secured credit card. However, many would rather have an unsecured credit card. While it is a little harder to find unsecured credit cards for bad credit, it is possible. However, if you do have poor […]

10 October,2011

A charge off on a credit report can be one of the most detrimental things to your score. A charge off indicates that you haven’t paid your account for 180 days. So, as you might imagine, your credit is already in pretty rough shape. A charge off means that the creditor is going to count […]

19 September,2011

One of the items that can lower your credit score by quite a bit is an open collections account. If your credit account has gone to a collections agency, it can be an indication that you are pretty far behind in your payments. An open collections account is one that is not considered “paid” or […]

1 August,2011

For many people, the subject of credit repair is one that conjures uncertainty. It can be difficult to know where to begin. Even if you know many of the items on your credit report are mistakes, it can be difficult to know where to begin when it comes to having them removed. A credit repair […]

5 July,2011

One of the frustrating realities of our credit reporting system is that sometimes questionable items make it into your credit file. When that happens, your credit score can be lowered, and it can result in you not getting the best rates on loans. Depending on the loan amount and the decrease of your score, it […]

27 June,2011

You probably already know how important your credit history is when it comes to your finances. If you want the best rate on a loan, you need a good credit score. If you want to save money on insurance premiums, your credit report matters. Having a good credit history can also influence your job prospects […]