There are a number of credit scoring models, as well as various consumer credit reports available. However, many of them have a few things in common, and many credit scoring models are based, in some way, on the FICO score. For most of these scoring models, it is important to realize that just having someone […]
Miranda Marquit M.A. in Journalism is a well known financial blogger. Miranda's articles were featured or quoted by several mainstream media. She also has her own blog Planting Money Seeds where she covers topics from freelancing through home business to finances.
31 January,2012
27 January,2012
The cost of health care continues to rise, and many find themselves falling behind as a result. You can’t stop health care costs from rising. It doesn’t seem to matter what legislation is enacted, or what steps are taken. However, there are ways to recoup some of your expenses. In some cases, you can deduct […]
17 January,2012
Back when I took my first international trip, most people took traveler’s checks, and converted them to local currency. While the traveler’s checks were protected, in the event of theft, once they were turned into cash, you became vulnerable. Now, though, many people prefer to travel with credit cards. It’s easier than carrying cash, you […]
10 January,2012
When it comes to investing online, it helps to choose a solid, low-cost brokerage. One of the most popular online brokers is Zecco. The company is known for its low-cost investment opportunities, as well as for its active community, which can provide you help with your investment strategy, and provide you with ideas. Zecco Account […]
3 January,2012
Over the last few years, we’ve sseen signs of economic improvement. With people feeling more secure about their finances, and companies ready to hire again, it’s no surprise that many thinking that now might be the time to find a new job — or at least work toward a promotion or raise. As you consider […]
29 December,2011
One of the more unpleasant financial experiences that many people have is that of paying taxes. Many people with regular jobs manage to have the taxes withheld on their behalf, and owing taxes come the middle of April isn’t really an issue. And, for many of those who are self-employed, paying quarterly taxes can take […]
20 December,2011
Credit cards don’t always have to be evil debt traps. In fact, with the right attitude and a good spending plan, credit cards can actually be great financial tools. Your credit card can help you enjoy free stuff, discounted travel, and cash back. But you have to work out a plan to get the most […]
13 December,2011
ING is well-known for offering no-frills, and low-cost, banking options. And, of course, the same company that owns ING also owns ShareBuilder®, a discount online brokerage. If you are considering a long-term, automatic investing plan, ShareBuilder can be a good option. However, if you want something more advanced, you might need to look elsewhere. Because […]
6 December,2011
With the recent recession still very real for many, it seems as though the smart decision right now is to simply take any job — just to survive. And, while you don’t want to turn your nose up at work when it’s offered to you, especially if you need it, it’s important to have a […]
29 November,2011
Your credit is a very important part of your financial life. You should know what is contained in your credit report, and understand how to improve your credit score in order to ensure that you have access to the best deals out there. Keeping up with your credit is important, since a poor credit report […]