When Should Your Child Get a Checking Account?

My son is 11 years old, and he’s had a savings account since he was five or so. As he grows, though, I’ve started thinking about the fact that he should probably have a checking account fairly soon. I was 12 or 13 when my mom opened a joint checking account with me, and the […]

What is a High-Yield CD, Anyway?

We hear a lot about high-yield CDs, and trying to beat inflation in our current interest-rate climate. One of the difficulties associated with high-yield CDs is that they aren’t exactly “high-yield” in the way they were prior to the financial crisis and recession. In fact, many of us who had CDs paying in excess of […]

In-Person Networking: The Power of Conferences

When it comes to your career, one of the best ways to improve your prospects is through networking. The things you do now can improve your career for years to come. Networking is one of those career-making moves that should be a part of your career strategy — no matter what stage you think you’re […]

New Home Office Tax Deduction Rule

Starting this year, there is a new home office tax deduction rule that can be applied. This is a new tax deduction rule that some home business owners might find easier to use than keeping track of everything that has to do with your home office. What is the New Rule? Basically, the new office […]

Review: Confessions of a Professional Blogger by Miranda Marquit

Confessions of a Professional Blogger is a new book where Miranda Marquit walks the reader through her career path as a freelance writer. Miranda covers every aspect of being a freelancer, including the challenges, the tough dilemmas and what it takes to build up a sustainable business as a professional writer. In my opinion, the […]

Automate Your Savings Contributions

One of the best things you can do for your savings plan is to automate it. Too often, we view savings contributions as “optional” in our finances. We spend on everything else, and if there is something “left over”, we decide to go ahead and put money in the savings account. Unfortunately, this strategy of […]

Could Your Roth IRA Make a Good Emergency Fund?

Not too long ago, an acquaintance came to me, wondering how he could set aside money for a short period of time and still potentially earn a decent return. He mused about the idea of using a Roth IRA for the money, since it’s possible to withdraw your contributions anytime without penalty. I also spoke […]

Should You Sell That Investment?

bu sell hold dice

Investing is an important part of building wealth for the future. It’s one of the best ways to consistency grow your retirement funds or find other ways to reach financial freedom. However, it’s sometimes tricky to make the right decisions with your investments. One of the most important things you should understand when it comes […]

Do You Have the Right Amount of Auto Insurance Coverage?

car insurance coverage

Now that a new year is underway, it makes sense to review your finances and determine what you can do to improve your situation. One of the things you can do is look at your auto insurance coverage to determine whether or not you have the right amount of coverage. How Much Coverage Do You […]

A Simple Solution of Credit Repair to Fix Your Report and Increase your Scores

repairing credit report

You already know how important your credit score is and how it impacts many aspects of your life. As a result, it makes sense to do whatever possible to improve your credit rating. If your credit score has suffered, you can improve the situation with the help of credit repair – if it’s done right. […]