How to Figure Out What You Need in Retirement

One of the financial and life milestones we are expected to prepare for is retirement. While not everyone wants a “traditional” retirement that involves sitting around doing nothing and living off a nest egg, chances are that you will need to find some way of creating revenue to support yourself. It makes sense to plan […]

Do You Have Investing Goals?

Investing is one of the best ways to build wealth over time. It’s one of the few ways that you can put your money to work for you in a way that allows you to take advantage of compound interest to the degree that it overcomes inflation. On top of that, if you start early […]

Is a High-Deductible Plan Right for You?

For many people, it’s open enrollment time for health insurance. This is a time when you review your health plan, and decide whether or not you need to make changes. My husband’s plan is up for review right now (this is the first time we’ve gone through open enrollment with an employer; it’s exciting), and […]

Which Debt is Tax-Deductible? Getting a Tax Deduction for Your Debt

When it comes to paying down debt, we often focus on how much we can save in interest. However, we often forget that there are some types of debt that actually come with tax advantages. While it’s not exactly a dollar-for-dollar benefit, the reality is that the financial impact of interest can be reduced when […]

Medical Debt Could Have Less of an Impact On Your Credit

FICO 9 is on the way, and this could be a positive thing for your credit — at least if you have medical debt. Right now, the way medical debt is weighted in the scoring system, it could have a big impact on how financial services providers view you. But that could be changing as […]

Strategies for Ensuring Your Credit Card is Paid On Time

It’s probably happened to you at some point: A bill falls through the cracks. I know it’s happened to me — and more than once. Occasionally I’ll get busy and forget about a bill, or I’ll just be behind, and put off my regular financial tasks, and a bill or two will be late as […]

Have You Thought About Mobile Check Deposit Limits?

One of the great things about technology is that it makes it possible for you to do your banking from almost anywhere. You can initiate transfers, check your balance, and even pay your bills right from your cell phone. It’s even possible to deposit a check via cell phone. I do it all the time. […]

Should You Be Chasing Yield on Your CDs?

One of the realities we’ve been facing for several years now is the fact that interest yields on many savings products are quite low. Interest rates were cut in the name of economic stimulus, with the idea being that lower interest rates would encourage more people to borrow money. While the Federal Reserve is starting […]

Raise Your Career Profile By Speaking at a Conference

Recently, I attended the FinCon Expo. This year it was held in New Orleans. I normally go as an attendee, which is something I find helpful for my career. This year, though, I did more than just attend; I moderated a panel. Being a speaker at the conference helped me raise my career profile, and […]

Going on a Business Trip? Don’t Forget the Tax Deduction!

I just got back from New Orleans, where I had a great time at the FinCon Expo. The good news is that, even though I had a great time, I also went for business purposes. That means that a lot of what I did during the five days I was in New Orleans was tax-deductible. […]