Can You Use CDs for an Emergency Fund?

emergency fund

One of the essentials for a solid financial situation is the emergency fund. You want to be able to draw on saved money in the event that a difficult and unexpected situation arises. Even though you know that you need to budget money for your emergency fund each month, it can be difficult for some […]

When You Should Consider a Roth IRA

retirement

One of the best retirement planning tools out there is the Roth IRA. However, there are people who don’t know about the Roth IRA. That’s actually too bad for them. The Roth IRA is a great tool for many who are looking for a way to increase their nest eggs, while reaping specific tax benefits. […]

Best and Worst Life Insurance Policies to Buy

The following is a guest post by Neal Frankle, CFP.  He is also the owner of Wealth Pilgrim. He recently published an in depth Prosper review. I believe in life insurance. Without it, I never would have been able to go to college. I might have even ended up homeless. And I’ve seen what happens to […]

Tax Prep: What Documents Do You Need?

tax preparation

If you haven’t started preparing your taxes, it’s time to get cracking. After all, Tax Day is less than a month away, on April 17, 2012. Whether you are preparing your own taxes, or whether you are getting help from an accountant, it can help to be organized. Make sure you have everything you need […]

Taking Advantage of a Cash-Back Deal

CashBack Platinum MasterCard

In this guest post from JoeTaxpayer.com, Joe is sharing how he maximizes the rewards of a specific credit card he uses in a creative way. A few months back I came across a credit card offer that was above and beyond any deal I had seen before. First, a disclaimer. I believe that credit and […]

Brokerage Review: Scottrade

Scottrade

One of the most well-known online brokers in the United States is Scottrade®. This brokerage firm offers you the opportunity to trade stocks, bonds, mutual funds, ETFs, and options fairly quickly and easily. It has an array of free tools for the do-it-yourself investor, and also provides you with a low-cost trading experience. On top […]

Be Vigilant: Bank Fees Come Sneaking Back

bank

Not too long ago, consumers were up in arms about the bank fees charged by Bank of America. Indeed, some major banks toyed with the idea of adding a debit card fee. With consumers fresh off the anger of taxpayer-funded bailouts of major banks, additional fees didn’t go over too well. However, banks continue to […]

How To Be The Financial Commander In Your Household

budget

Are you tired of not knowing where your hard earned money is disappearing too each month? Does all of your money just seem to disappear by the end of the month? Are you left with bills that you need to scramble to find money to pay them? Are you in debt up to your eyeballs […]

5 Lifestyle Choices that Mean Higher Life Insurance Premiums

life insurance

Life insurance is one of those insurance policies that you should have. Life insurance protects your family against financial difficulties should you pass on. If you want your family to be cared for after you are gone, a life insurance policy is a must. However, like all insurance policies, there are costs involved. You have […]

Why Credit Cards Impact Your Credit History so Greatly

credit cards impact on credit history

One of the common pieces of advice given to those who want to build their credit history is to get a credit card. This is because credit cards are well-known for being a fast way to build a credit history. But why are credit cards so influential when it comes to your credit history? There […]

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