Brokerage Review: Charles Schwab

charles schwab

One of the most well-known brokerages is Charles Schwab. This is a venerable brokerage that was a more traditional brokerage before brokerages became a big deal online. Now, of course, Charles Schwab offers online brokerage accounts, and it’s possible for almost anyone to invest with Schwab. Additionally, Charles Schwab provides banking and lending services, as […]

Debt Pay Down: The Snowball Method

pay down debt snowball

One of the ways that you can improve your financial situation, as well as improve your credit, is to pay down debt. Paying down debt can boost your credit score, and it puts you in a better financial situation. As long as you have debt — especially high priced credit card debt — you are […]

Do You Have to Pay Someone for Credit Repair?

credit rating magic

When you have poor credit, it can really stymie your attempts to build a solid financial footing. You can’t get access to the same financial services and deals, and it can be difficult to move on from there. Credit repair is desirable if you have poor credit. There are a number of reputable companies that […]

When it Makes Sense to Pay an Annual Fee on Your Credit Card

annual fee on credit cards

In most cases, the conventional wisdom on credit cards is to avoid paying an annual fee. An annual fee, that you pay for the privilege of borrowing money, seems like a terrible idea to many people. However, in some cases it might actually make sense to pay an annual fee. Do the Rewards Offset the […]

Do You Really Want that Payment Taken from Your Checking Account?

checking account payments

One of the ways to automate your finances and easily manage your expenses is to have some bills automatically deducted from your checking account. Automatic deductions are great, since you don’t have to worry about being present to make a payment, and you don’t need to write a check. However, before you decide to have […]

Brokerage Review: OptionsXpress

optionsxpress reviews

If you are looking for a full-service online broker, but with discount prices, you might consider OptionsXpress. This is one of the more popular online brokerages, providing investors with access to a variety of possibilities, at a low cost. OptionsXpress has been around since 2001, and in 2011, it became a subsidiary of Charles Schwab. […]

Things to Consider Before Opening a CD

We know that one of the most important things you can do for your long term finances is to prepare for difficulties with the help of cash. Cash offers you more liquidity that many other assets, including stocks, and it comes with the added bonus of not losing value. When you invest in stocks or […]

Help your Clients Spread the Word about your Small Business

url in image for clients

Big brands do this all the time; people wear cloths with companies’ logos and names, think Nike, Old Navy etc’. Cars have their manufacture symbol in the front and the back of the vehicle. Apple have their logo on every product. Consumers are proud and happy to be seen with the products they use! Big […]

How to Deduct Donations of Goods from Your Taxes

goods donation tax deduction

When many of us think of making charitable donations, we think of cash. However, it’s also possible to donate clothing, household goods, and other items to charity — and receive a tax deduction. Recently, I took almost $700 worth of clothes, shoes, and accessories to the local religious thrift store after cleaning out my closet, […]

What Investments Can You Hold in an IRA?

investments in an ira

One of the investing tools that is rising in popularity right now is the Individual Retirement Account (IRA). The Roth IRA has received a fair bit of attention lately, but the traditional IRA is also in high demand. This is because an IRA can be opened by anyone with earned income. This means that you […]