Financial New Year Resolution: Boost Your Debt Pay Down

paying off debt

As we approach a brand new year, you have the chance to renew your commitment to pay down debt. By the time December (with its holiday spending) rolls around, it’s common for the debt repayment plan to kind of fall to the wayside. Now, though, you can re-commit, and create a plan to boost your […]

3 Reasons to Check Your Credit Report Regularly

monitor credit report

Our culture is increasingly becoming aware of the importance of credit, and of maintaining a good credit history. However, some still do not check their credit reports. They think that it is pointless, unless they actually plan to borrow a large sum of money. Your credit history is about more than just trying to get […]

Brokerage Review: Fidelity

Fidelity investments review

One of the reasons that investors sometimes choose the “big guys” when it comes to investing is because of the wide range of investment products and research tools. Fidelity, a company that has long been known as a financial services provider, and has a long history offering funds, is one that many investors find attractive. […]

Don’t Let Credit Cards Take Over Your Holidays

holiday shopping with credit cards

One of the best things you can do for your finances is remember the cost of credit cards. It’s important to understand that some credit cards cost quite a lot — especially if you carry a balance. Knowing what you will pay for your credit is a big part of understanding your financial decisions and […]

Do You Qualify for a Free Checking Account?

free checking account

One of the assumptions many of us have is that anyone can open up a checking account, and enjoy the benefits of free checking. While it is true that most consumers can open a checking account, whether or not you end up with free checking is something that is decided according to your consumer profile, […]

Want Better CD Rates? Consider Promotional CDs and Community Financial Institutions

promotional certificate of deposit

One of the difficulties that many savers face right now is that of a low interest rate environment. Interest rates are quite low right now, and they are likely to remain relatively low for quite some time. As a result, even CDs aren’t paying the same type of rates you could expect before the Fed […]

Brokerage Review: Firstrade

firstrade

There are a number of online brokers out there, offering you the ability to invest on your own, and make money in the stock market. One of your choices is Firstrade, a company that has an easy-to-use web site, and a number of impressive mutual funds to select, this looks like a solid option at […]

5 Ways to Advance Your Career While in College

student career

While attending college, it can be hard to think much beyond going to class and getting good grades. You’re probably aware that you will need a job when you get out of college, but that whole thing seems a long way off. Besides, that’s what the degree is for, right? To get you the job. […]

Tax Time: Deducting Losses for Disasters

tax deduction disaster

With Hurricane Sandy causing concern, many are wondering what the latest natural disaster could mean for their taxes. When you suffer a loss due to a disaster, there is a good chance that you will be able to take a tax deduction for it. You need to fill out the right paperwork, of course, and […]

Maximize Your IRA Contributions

ira contribution limits 2013

The IRS recently released its new IRA contribution limits for 2013, and the news is good: For the first time since 2008, the IRS is boosting the contribution limits. This is good news for those looking to increase their tax-advantaged retirement contributions. The news is especially good for those who contribute to Roth IRAs, since […]