Staying Debt Free: Have You Fixed the Problem?

staying debt free

One of the problems with staying debt free once you have made solid progress is that it can be tempting to slip back into your old ways. In reality, debt is more of a symptom than a problem. The real problem might actually be how you manage money. Debt as a Symptom of the Problem […]

How Can Credit Report Errors Affect Your Credit?

credit report errors

When it comes to your credit, one of the best things you can do is check your report for errors, and then fix mistakes.  Getting rid of some of your credit report errors can provide you with a way to increase your credit score. But what are some of these errors? And why do they […]

Virtual Credit Card Numbers: Protect Your Information

virtual credit card

There’s no doubt that credit cards make certain purchases much easier to complete — especially with the rise in online shopping. However, there are concerns about the security involved with credit cards. What if someone gets access to your credit card number and makes fraudulent purchases? The impact from such a situation can be large, […]

Earn Interest on Your Checking Account

interest on checking account

One of the ways that you can improve your financial situation is with the help of interest checking. There are checking accounts that pay interest on your balance, and these can provide you with a little extra money in your pocket. Plus, it’s a great way to earn interest while maintaining the liquidity that comes […]

Money Basics: Build a CD Ladder

certificate of deposit

One of the ways that many consumers attempt to earn higher yields on their cash is with the help of certificates of deposit (CDs). Often CDs come with better rates than many savings accounts, and the money, provided you choose an institution that is insured by the FDIC (banks) or the NCUA (credit unions), is […]

7 Tips for Improving Your Future Career Prospects

career skills values

It’s never too early to begin thinking about your future career prospects. In fact, you should think about your career strategy now, and begin working toward improving your career prospects. Even if you feel as though you are in your dream job right now, it makes sense prepare for the possibility that you could be laid […]

Tax Season: Things You Should Know

tax time

Every tax season has its own quirks. No matter the year, it’s important to understand what might impact your taxes and stay on top of the situation. Tax season 2013 is underway, and it’s important that you realize that there have been some changes and delays to tax filing. On top of that, if you […]

4 Simple Steps to Help You Start Investing in 2013

starting to invest

For many, investing seems like a hopelessly complex way to make money. However, the truth is that investing doesn’t have to be complex. If you are interested in getting started with investing this year, there are a few steps to take to get you on the right track: 1. Open an Account at a Discount […]

Roth or Not? Which IRA Option is Right For You?

roth ira

One of the questions that many savers face when deciding what type of account to open is that of Roth vs. Traditional. When trying to decide which type of retirement account is right for you, you need to consider your current situation, as well as try to realistically project what your situation will be like […]

Protect Your Assets in 2013: Adequate Insurance Coverage

assets insurance

As a new year gets underway, there are a lot of New Year resolutions being made. Whether you want to pay down debt or boost your retirement account contributions, now is a time that many look forward to what they can accomplish in a shiny new year. While you are preparing all sorts of lofty […]