Insurance

7 March,2016

It can be hard sometimes to feel good about paying insurance premiums. After all, it can feel like you’re throwing money away, especially if you don’t make any claims. The reality, though, is that insurance is about risk management. While you might not like making the premium payments, the truth is that you might be […]

1 December,2015

Now that the year is almost over, it’s a good time to look back on your finances and see how you’ve done. Understanding where you’re at, and where you want to go next, can help you make better decisions about the future. As you close out this year and prepare for another year, here’s how […]

11 February,2015

In August 2014, my husband got his first “real” full-time job as a professor. He worked as an adjunct professor for a few years, without receiving benefits. Our health insurance was paid for through my business. We bought our insurance on the open market, utilizing resources available to individuals and to the self-employed. We didn’t […]

17 November,2014

For many people, it’s open enrollment time for health insurance. This is a time when you review your health plan, and decide whether or not you need to make changes. My husband’s plan is up for review right now (this is the first time we’ve gone through open enrollment with an employer; it’s exciting), and […]

1 September,2014

After seven years of being a homeowner, I’m back to being a renter. I’ve sold my house, moved across the country, and now live in an apartment (although I can’t complain; the apartment isn’t that much smaller than my house was). One of the first orders of business in my new life as a renter […]

23 June,2014

One of the ways to protect your assets without breaking the bank is to purchase insurance. Insurance policies are designed so that you pay a smaller amount each month in exchange for a larger payout down the road if you need it. The premiums can be frustrating — especially if you go years without the […]

24 March,2014

One of the biggest controversies in recent years is the implementation of the Affordable Care Act, which is commonly referred to as Obamacare. The ACA requires that everyone — with a few exceptions — get insurance coverage. Those who have Medicaid or Medicare coverage, or who are covered already through other plans, don’t need to […]

6 January,2014

Now that a new year is underway, it makes sense to review your finances and determine what you can do to improve your situation. One of the things you can do is look at your auto insurance coverage to determine whether or not you have the right amount of coverage. How Much Coverage Do You […]

21 October,2013

One of my favorite things to do is travel. One of the realities of travel, however, is that it can be uncertain. There are a number of things that can interrupt your trip. Whether it’s an illness, the death of a loved one, a car accident or bad weather at your destination, you never know […]

19 August,2013

Starting in 2014, the individual mandate provision of the Patient Protection and Affordable Care Act (PPACA), known as “Obamacare”, goes into effect. If you don’t have insurance coverage right now, you might be required to get it — or pay a fine. What is the Individual Mandate? Under the PPACA, the individual mandate requires that […]