It’s been a rough several years for savers. Thanks to efforts to stimulate the economy and keep the money flowing through the system, interest rates have been low, and that means lower yields on cash products, like savings accounts and CDs. There are hopes that there is a light at the end of the tunnel, […]
Miranda Marquit M.A. in Journalism is a well known financial blogger. Miranda's articles were featured or quoted by several mainstream media. She also has her own blog Planting Money Seeds where she covers topics from freelancing through home business to finances.
18 May,2015
11 May,2015
We hear a lot about the earnings gap for women. The research indicates that women still make less than men. Some measures say that women working full-time earn 77 cents for every dollar that men working full-time earn. However, but other calculations, such as those completed by the Pew Research Center, women earn 84 percent […]
6 April,2015
As tax season starts to wind down (or speed up, if you are trying to beat the filing deadline), it’s a good time to reflect on what you should know about paying taxes, and how you can streamline the process. Even if it’s too late for this year’s tax season, you can always put systems in […]
30 March,2015
Few of us can afford to spend without regard to our outflows. As a result, that means that many of us need to save up when we want to make a big purchase. Whether it’s saving up for a new computer, being prepared to make car repairs as needed, going on a family vacation, or […]
23 February,2015
One of the hallmarks of a “traditional” retirement is the idea that you stop working. You quit your job, and then ride off into the sunset, ready to relax on some beach somewhere — or at least make eternal rounds of your kids’ and grandkids’ homes. But is this the type of retirement you want? […]
16 February,2015
It’s a new year, and there are a lot of new innovations related to finances and investing. It seems like every few months there’s a new disrupter on the block, looking to capitalize on technology to change the face of investing. As an investor, it’s a good idea to know what’s available to you — […]
11 February,2015
In August 2014, my husband got his first “real” full-time job as a professor. He worked as an adjunct professor for a few years, without receiving benefits. Our health insurance was paid for through my business. We bought our insurance on the open market, utilizing resources available to individuals and to the self-employed. We didn’t […]
26 January,2015
Chances are that you are well aware that your credit report is important, and that it is the basis for your credit score. However, there are some things that many consumers aren’t aware of when it comes to their credit reports. Understanding your credit report, and how it works, is an important part of managing […]
19 January,2015
It’s a brand new year, and the world is full of people who have made it a financial goal to pay down their debt. While making debt paydown a priority can be good for your finances and your life, it also makes sense to take a step back and consider the way you are looking […]
12 January,2015
We’ve all received those credit card applications in the mail. The marketing packet tells you that you’re “prequalified” for a credit card offer. It seems like the perfect setup. You want a new card — maybe it has a better interest rate, or a better rewards program — so you apply. You figure you’re a […]