What You Need to Know About Paying Taxes

As tax season starts to wind down (or speed up, if you are trying to beat the filing deadline), it’s a good time to reflect on what you should know about paying taxes, and how you can streamline the process. Even if it’s too late for this year’s tax season, you can always put systems in […]

How to Use Your Savings to Reach Your Goals

Few of us can afford to spend without regard to our outflows. As a result, that means that many of us need to save up when we want to make a big purchase. Whether it’s saving up for a new computer, being prepared to make car repairs as needed, going on a family vacation, or […]

Do You Really Need to Stop Working for a Successful Retirement?

One of the hallmarks of a “traditional” retirement is the idea that you stop working. You quit your job, and then ride off into the sunset, ready to relax on some beach somewhere — or at least make eternal rounds of your kids’ and grandkids’ homes. But is this the type of retirement you want? […]

What You Should Know About Investing in 2015

It’s a new year, and there are a lot of new innovations related to finances and investing. It seems like every few months there’s a new disrupter on the block, looking to capitalize on technology to change the face of investing. As an investor, it’s a good idea to know what’s available to you — […]

Insurance Benefits and Your Job: More Valuable Than You Know

In August 2014, my husband got his first “real” full-time job as a professor. He worked as an adjunct professor for a few years, without receiving benefits. Our health insurance was paid for through my business. We bought our insurance on the open market, utilizing resources available to individuals and to the self-employed. We didn’t […]

3 Things You Should Know About Your Credit Report

Chances are that you are well aware that your credit report is important, and that it is the basis for your credit score. However, there are some things that many consumers aren’t aware of when it comes to their credit reports. Understanding your credit report, and how it works, is an important part of managing […]

How Nuanced is Your View of Debt?

It’s a brand new year, and the world is full of people who have made it a financial goal to pay down their debt. While making debt paydown a priority can be good for your finances and your life, it also makes sense to take a step back and consider the way you are looking […]

5 Reasons Your Prequalified Credit Card Application Was Rejected

We’ve all received those credit card applications in the mail. The marketing packet tells you that you’re “prequalified” for a credit card offer. It seems like the perfect setup. You want a new card — maybe it has a better interest rate, or a better rewards program — so you apply. You figure you’re a […]

In Pennsylvania, I Still Need My Checkbook

I’ve been trying to phase out my checkbook. I don’t often use cash or check because there are so many other ways to pay that are so much more convenient. However, since moving to Pennsylvania, my checkbook has been making something of a comeback. I was surprised, upon moving here, at some of the changes […]

Will CD Rates Finally Rise in 2015?

For the last several years, the Federal Reserve has kept its Fed Funds Rate low. However, things might be changing in 2015. There is talk that the Fed is finally ready to think about hiking rates. A couple of years ago, there was a great deal of excitement about the taper of the asset purchase program, […]