Is a High-Deductible Plan Right for You?

For many people, it’s open enrollment time for health insurance. This is a time when you review your health plan, and decide whether or not you need to make changes. My husband’s plan is up for review right now (this is the first time we’ve gone through open enrollment with an employer; it’s exciting), and […]

Which Debt is Tax-Deductible? Getting a Tax Deduction for Your Debt

When it comes to paying down debt, we often focus on how much we can save in interest. However, we often forget that there are some types of debt that actually come with tax advantages. While it’s not exactly a dollar-for-dollar benefit, the reality is that the financial impact of interest can be reduced when […]

Medical Debt Could Have Less of an Impact On Your Credit

FICO 9 is on the way, and this could be a positive thing for your credit — at least if you have medical debt. Right now, the way medical debt is weighted in the scoring system, it could have a big impact on how financial services providers view you. But that could be changing as […]

Strategies for Ensuring Your Credit Card is Paid On Time

It’s probably happened to you at some point: A bill falls through the cracks. I know it’s happened to me — and more than once. Occasionally I’ll get busy and forget about a bill, or I’ll just be behind, and put off my regular financial tasks, and a bill or two will be late as […]

Have You Thought About Mobile Check Deposit Limits?

One of the great things about technology is that it makes it possible for you to do your banking from almost anywhere. You can initiate transfers, check your balance, and even pay your bills right from your cell phone. It’s even possible to deposit a check via cell phone. I do it all the time. […]

Should You Be Chasing Yield on Your CDs?

One of the realities we’ve been facing for several years now is the fact that interest yields on many savings products are quite low. Interest rates were cut in the name of economic stimulus, with the idea being that lower interest rates would encourage more people to borrow money. For savers, though, that has meant […]

Raise Your Career Profile By Speaking at a Conference

Recently, I attended the FinCon Expo. This year it was held in New Orleans. I normally go as an attendee, which is something I find helpful for my career. This year, though, I did more than just attend; I moderated a panel. Being a speaker at the conference helped me raise my career profile, and […]

Going on a Business Trip? Don’t Forget the Tax Deduction!

I just got back from New Orleans, where I had a great time at the FinCon Expo. The good news is that, even though I had a great time, I also went for business purposes. That means that a lot of what I did during the five days I was in New Orleans was tax-deductible. […]

Do You Need Coupons to Save Money?

One of the first things you hear when you’re trying to figure out how to save more money is that you should use coupons. Indeed, from vacations to groceries, many people suggest that you clip coupons (or find them online) if you want to save money. While clipping coupons can save you money, the reality […]

How Confident are You About Your Ability to Retire?

One of the things that many of us look forward to is retirement. Even if you don’t plan to sit around all day doing nothing once you reach “retirement age”, you still want to be able to do what you want. Essentially, retirement is all about freedom. It’s about the freedom to choose your lifestyle, […]